2. Get Things Done Correctly
Think twice! Use only the ATMs of your bank or credit union. Using the cash machine of another financial institution just once a week could cost you $3 per withdrawal or more than $150 over the course of a year.
No more laziness in cancelling memberships that you don’t use on a consistent basis. For example, gym associations. Use it or give it up. The same goes for newspaper subscriptions that you don’t really like anymore.
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