No More Late Fees
Avoiding late fees means avoiding spending money on nothing. It should aggravate you if you’re constantly seeing extra charges for not paying on time; being prompt could save you hundreds.
Get organized about your regular bills. Consider automating the payments. Most utilities and other recurring bills can be set-up to be charged to a credit card or deducted from a checking account.
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#1 Take A Selfie Through A Toilet Roll Tube And Pretend You're The Moon
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1. Install drawers under the stairwell